{"id":3725,"date":"2026-10-14T21:08:40","date_gmt":"2026-10-14T19:08:40","guid":{"rendered":"https:\/\/studentinsurance.pl\/?p=3725"},"modified":"2026-10-14T21:08:40","modified_gmt":"2026-10-14T19:08:40","slug":"sertifika-police-ve-genel-sigorta-sartlari-ogrenci-belgeleri-setindeki-bu-belgeler-arasinda-ne-gibi-farklar-vardir","status":"publish","type":"post","link":"https:\/\/studentinsurance.pl\/tr\/poradnik\/formalnosci-i-dokumenty\/certyfikat-polisa-i-owu-czym-roznia-sie-dokumenty-w-komplecie-studenta\/","title":{"rendered":"Sertifika, sigorta poli\u00e7esi ve genel sigorta \u015fartlar\u0131: \u00d6\u011frenci paketindeki bu belgeler birbirinden ne fark eder?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Sigorta belgelerini ayn\u0131 bilginin \u00fc\u00e7 kopyas\u0131 olarak g\u00f6rmek kolayd\u0131r. Bu bir hatad\u0131r. Sertifika, poli\u00e7e ve genel sigorta \u015fartlar\u0131, ayn\u0131 d\u00fczenlemenin farkl\u0131 k\u0131s\u0131mlar\u0131n\u0131 g\u00f6sterebilir ve belgenin ad\u0131, i\u00e7eri\u011fini kesin olarak belirlemez. Bu nedenle, \u00f6\u011frenci paketini kullanmadan \u00f6nce sadece ki\u015fisel bilgileri de\u011fil, ayn\u0131 zamanda poli\u00e7e numaras\u0131n\u0131, teminat s\u00fcresini, se\u00e7ilen teminat kapsam\u0131n\u0131 ve teminat tutarlar\u0131, alt limitler ile istisnalar\u0131n belirtildi\u011fi b\u00f6l\u00fcmleri de kontrol etmek \u00f6nemlidir. <strong>En \u00f6nemlisi, t\u00fcm setin birbiriyle uyumlu olmas\u0131d\u0131r<\/strong>, tek bir ba\u015fl\u0131k ya da estetik bir PDF dosyas\u0131 de\u011fil. Her belgede ki\u015finin bilgilerini, poli\u00e7e numaras\u0131n\u0131, teminat s\u00fcresini, teminat kapsam\u0131n\u0131 ve Genel Sigorta Ko\u015fullar\u0131na yap\u0131lan at\u0131flar\u0131 kontrol edin; olas\u0131 tutars\u0131zl\u0131klar\u0131, belge setini kullanmadan \u00f6nce a\u00e7\u0131kl\u0131\u011fa kavu\u015fturun.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\">\u0130\u00e7indekiler<\/p>\n\n\n<ol class=\"wp-block-list\">\n\n<li><a href=\"#trzy-dokumenty-trzy-pytania\">\u00dc\u00e7 belge, \u00fc\u00e7 soru<\/a><\/li>\n\n\n<li><a href=\"#jak-sprawdzic-wspolne-pola\">Ortak alanlar\u0131 nas\u0131l kontrol edebilirim?<\/a><\/li>\n\n\n<li><a href=\"#gdzie-szukac-zakresu-sum-i-ograniczen\">Aral\u0131k, toplamlar ve s\u0131n\u0131rlar\u0131 nerede bulabilirim?<\/a><\/li>\n\n\n<li><a href=\"#jak-uporzadkowac-komplet-przed-zlozeniem\">Montajdan \u00f6nce par\u00e7alar\u0131 nas\u0131l d\u00fczenlemeli?<\/a><\/li>\n\n\n<li><a href=\"#faq\">En s\u0131k sorulan sorular<\/a><\/li>\n\n\n<li><a href=\"#ostatnia-kontrola-i-zakup-klc\">Son kontrol ve KLC sat\u0131n al\u0131m\u0131<\/a><\/li>\n\n<\/ol>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"trzy-dokumenty-trzy-pytania\">\u00dc\u00e7 belge, \u00fc\u00e7 soru<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">En g\u00fcvenli yol, \u00fc\u00e7 basit soruyla ba\u015flamakt\u0131r: belirli bir ki\u015fi ve s\u00f6zle\u015fme i\u00e7in neler kaydedilmi\u015ftir, koruma kurallar\u0131 nerede a\u00e7\u0131klanm\u0131\u015ft\u0131r ve ek sertifika bu bilgilerle uyumlu mu?.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><strong>Sertifikan\u0131n sabit bir rol\u00fcn\u00fc atamay\u0131n<\/strong> sadece ismine dayanarak.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Her sertifikan\u0131n ayn\u0131 alanlara sahip oldu\u011fu, ayn\u0131 i\u015flevi g\u00f6rd\u00fc\u011f\u00fc ya da di\u011fer belgelerin yerine tek ba\u015f\u0131na ge\u00e7ebilece\u011fi y\u00f6n\u00fcnde bir iddiada bulunmak i\u00e7in herhangi bir dayanak yoktur.<\/p>\n\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"certyfikat-sprawdz-tresc-nie-nazwe\">Sertifika: Ad\u0131n\u0131 de\u011fil, i\u00e7eri\u011fini kontrol edin<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pakette bir sertifika bulunuyorsa, \u00fczerinde yer alan bilgileri poli\u00e7e ve Genel Sigorta Ko\u015fullar\u0131 ile kar\u015f\u0131la\u015ft\u0131r\u0131n. Belgenin ilgili ki\u015fi ve s\u00f6zle\u015fmeyle kesin olarak ili\u015fkilendirilip ili\u015fkilendirilemeyece\u011fine dikkat edin. Bu ili\u015fkilendirme i\u00e7in gerekli olan numara, tarih veya ba\u015fka bir unsur eksikse, eksik bilgileri kendiniz tamamlamay\u0131n. <strong>Belgeyi kullanmadan \u00f6nce t\u00fcm tutars\u0131zl\u0131klar a\u00e7\u0131kl\u0131\u011fa kavu\u015fturulmal\u0131d\u0131r<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sertifika, di\u011fer belgeleri okumaktan muaf tutan bir k\u0131sayol olarak de\u011ferlendirilmemelidir. S\u00f6z konusu paket i\u00e7inde yararl\u0131 olabilir, ancak ger\u00e7ek i\u00e7eri\u011fi poli\u00e7e ve Genel Sigorta Ko\u015fullar\u0131 ile birlikte de\u011ferlendirilmelidir. Bu durum, \u00f6\u011frencinin ad\u0131 veya soyad\u0131n\u0131n birka\u00e7 farkl\u0131 yaz\u0131l\u0131\u015f bi\u00e7imini kulland\u0131\u011f\u0131 durumlarda \u00f6zellikle \u00f6nemlidir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"polisa-dane-konkretnej-umowy\">Poli\u00e7e: belirli bir s\u00f6zle\u015fmeye ait bilgiler<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Poli\u00e7ede, sigortal\u0131y\u0131 ve yap\u0131lan s\u00f6zle\u015fmeyi tan\u0131mlayan bilgileri aray\u0131n: poli\u00e7e numaras\u0131, sigorta s\u00fcresi ve belirtilmi\u015fse se\u00e7ilen se\u00e7enek veya kapsam. A\u015fa\u011f\u0131daki konuyla ilgili ayr\u0131 bir k\u0131lavuz da yard\u0131mc\u0131 olabilir: <a href=\"https:\/\/studentinsurance.pl\/tr\/kilavuz\/burokratik-islemler-ve-belgeler\/policedeki-ad-ve-soyad-ile-pasaporttaki-ad-ve-soyad-kayitlardaki-uyusmazliklari-nasil-onleyebilirim\/\">poli\u00e7edeki ad ve soyad\u0131n pasaporttaki ad ve soyadla uyu\u015fmas\u0131<\/a>. <strong>Ki\u015fisel veriler karakter karakter kar\u015f\u0131la\u015ft\u0131r\u0131lmal\u0131d\u0131r<\/strong>, isimlerin s\u0131ras\u0131, ba\u011fla\u00e7lar, bo\u015fluklar ve varsa transliterasyon da dikkate al\u0131narak.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"owu-reguly-ktorych-nie-widac-w-skrocie\">Genel \u015eartlar: \u00d6zetinde yer almayan kurallar<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Genel Sigorta \u015eartlar\u0131 (OWU), s\u00f6zle\u015fmeye ili\u015fkin kurallar\u0131 a\u00e7\u0131klamaktad\u0131r; ancak ilgili h\u00fck\u00fcmler, belirli bir \u00fcr\u00fcn ve se\u00e7ilen kapsam ba\u011flam\u0131nda de\u011ferlendirilmelidir. TUZ Sigorta\u2019n\u0131n 2026 tarihli Genel Sigorta \u015eartlar\u0131, okuyucuyu tazminat \u00f6deme ko\u015fullar\u0131 ile s\u0131n\u0131rlamalar ve istisnalarla ilgili belirli maddelere y\u00f6nlendirmektedir. <strong>Sadece madde listesi tek ba\u015f\u0131na tam bir korumay\u0131 sa\u011flamaz<\/strong> \u2014 yaln\u0131zca cevab\u0131n nerede aranmas\u0131 gerekti\u011fini g\u00f6sterir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-sprawdzic-wspolne-pola\">Ortak alanlar\u0131 nas\u0131l kontrol edebilirim?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Denetimi, t\u00fcm dosyalar\u0131n ayn\u0131 ki\u015fiye ve ayn\u0131 s\u00f6zle\u015fmeye ait olup olmad\u0131\u011f\u0131n\u0131 belirlemenizi sa\u011flayan verilerden ba\u015flay\u0131n. Bunun i\u00e7in t\u00fcm sigorta \u015firketleri i\u00e7in tek bir liste olu\u015fturman\u0131za gerek yoktur. <strong>Ald\u0131\u011f\u0131n\u0131z sette ger\u00e7ekten bulunan par\u00e7alar\u0131 kontrol edin<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"tozsamosc-i-zapis-danych\">Kimlik ve veri kayd\u0131<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Belgelerde g\u00f6r\u00fcnen ad, soyad ve di\u011fer kimlik bilgilerini kar\u015f\u0131la\u015ft\u0131r\u0131n. \u00d6\u011frencinin ikinci ad\u0131 veya iki soyad\u0131 varsa, bu k\u0131lavuz size yard\u0131mc\u0131 olacakt\u0131r. <a href=\"https:\/\/studentinsurance.pl\/tr\/kilavuz\/burokratik-islemler-ve-belgeler\/sigorta-belgesinde-yer-alan-ikinci-isim-ve-iki-soyadi-basvuru-yapmadan-once-nelere-dikkat-edilmeli\/\">sigorta belgelerindeki veri kay\u0131tlar\u0131n\u0131 nas\u0131l kar\u015f\u0131la\u015ft\u0131rabiliriz<\/a>. Bu fark\u0131n sadece g\u00f6r\u00fcn\u00fc\u015fte oldu\u011funu otomatik olarak varsayma. <strong>Her kay\u0131t varyant\u0131 ayn\u0131 ki\u015fiye y\u00f6nlendirmelidir<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"numer-polisy-i-powiazanie-dokumentow\">Poli\u00e7e numaras\u0131 ve belgelerin birbiriyle ili\u015fkisi<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Poli\u00e7e numaras\u0131 birden fazla dosyada yer al\u0131yorsa, bu numaralar ayn\u0131 olmal\u0131d\u0131r. Bu numara, ileride de pratik bir \u00f6neme sahiptir: Uniqa\u2019n\u0131n 2020 tarihli belgesinde, bu numara, sigortal\u0131n\u0131n ad\u0131 ve soyad\u0131 ile ileti\u015fim telefon numaras\u0131n\u0131n yan\u0131 s\u0131ra, Acil Durum Merkezi ile ileti\u015fime ge\u00e7ildi\u011finde iletilmesi gereken temel bilgilerden biri olarak belirtilmi\u015ftir. Poli\u00e7e numaras\u0131n\u0131 kolayca ula\u015f\u0131labilecek bir yerde saklaman\u0131z tavsiye edilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"okres-ochrony\">Koruma s\u00fcresi<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Belirtildi\u011fi her yerde ba\u015flang\u0131\u00e7 ve biti\u015f tarihlerini kar\u015f\u0131la\u015ft\u0131r\u0131n. S\u00fcrecin uzunlu\u011funu yaln\u0131zca belgenin d\u00fczenlenme tarihine g\u00f6re de\u011ferlendirmeyin. Prosed\u00fcr\u00fcn biti\u015f tarihi bilinmiyorsa, \u015funu da okuyun: <a href=\"https:\/\/studentinsurance.pl\/tr\/kilavuz\/oturma-izni-karti\/oturma-izni-kararinin-tarihini-bilmediginizde-sigorta-suresini-nasil-belirlemelisiniz\/\">Karar tarihi bilinmedi\u011finde poli\u00e7e s\u00fcresi nas\u0131l belirlenir?<\/a>. D\u00fczenlenme tarihi ve koruma s\u00fcresi birbirinden farkl\u0131 bilgilerdir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"gdzie-szukac-zakresu-sum-i-ograniczen\">Aral\u0131k, toplamlar ve s\u0131n\u0131rlar\u0131 nerede bulabilirim?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Bir set, ancak poli\u00e7e verileri Genel Sigorta Ko\u015fullar\u0131\u2019ndaki ilgili h\u00fck\u00fcmlerle birlikte de\u011ferlendirildi\u011finde tutarl\u0131 hale gelir. Ba\u015fka bir \u00fcr\u00fcnden, varyanttan veya belge y\u0131l\u0131ndan parametreleri aktarmay\u0131n\u0131z. <strong>Kapsam, belirli bir s\u00f6zle\u015fmeyle ili\u015fkilendirilmelidir<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"wybrany-zakres-nie-zawsze-jest-automatyczny\">Se\u00e7ilen aral\u0131k her zaman otomatik olarak belirlenmez<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">2026 tarihli Compensa Yabanc\u0131 Uyruklu Ki\u015filer belgesinde, Polonya\u2019daki tedavi masraflar\u0131 ile yard\u0131m hizmetleri maddesi, ancak bu kapsam a\u00e7\u0131k\u00e7a se\u00e7ilmi\u015f olmas\u0131 durumunda s\u00f6zle\u015fmenin bir par\u00e7as\u0131 olur. Bu maddenin tan\u0131m\u0131, sigortal\u0131n\u0131n Polonya\u2019da kald\u0131\u011f\u0131 s\u00fcre boyunca derhal ge\u00e7mesi gereken, t\u0131bbi a\u00e7\u0131dan gerekli olan hastal\u0131k veya kaza sonucu ortaya \u00e7\u0131kan tedavi masraflar\u0131n\u0131 kapsamaktad\u0131r. <strong>Bu maddenin varl\u0131\u011f\u0131 teyit edilmelidir<\/strong>, \u00fcr\u00fcn\u00fcn ad\u0131ndan yola \u00e7\u0131karak varsay\u0131mda bulunmamak gerekir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu, sigorta poli\u00e7esini ve Genel Sigorta Ko\u015fullar\u0131n\u0131 birlikte okumak gerekti\u011finin iyi bir \u00f6rne\u011fidir. Bir kaynak, s\u00f6z konusu s\u00f6zle\u015fme i\u00e7in yap\u0131lan se\u00e7imi g\u00f6sterirken, di\u011feri bu se\u00e7ime ili\u015fkin kurallar\u0131 a\u00e7\u0131klayabilir. Daha fazla bilgi i\u00e7in \u015fu sayfaya bakabilirsiniz: <a href=\"https:\/\/studentinsurance.pl\/tr\/tedavi-masraflari-sigortasi\/\">Yabanc\u0131 \u00fclkelerden gelen \u00f6\u011frenciler ve lise \u00f6\u011frencileri i\u00e7in sa\u011fl\u0131k masraflar\u0131 sigortas\u0131<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"sumy-i-podlimity\">Toplamlar ve alt limitler<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Uniqa\u2019n\u0131n 2020 tarihli belgesinde, sigorta tutar\u0131, garanti tutar\u0131 ve alt limitler, poli\u00e7ede ve Genel Sigorta Ko\u015fullar\u0131\u2019ndaki se\u00e7enekler tablosunda belirtilmi\u015ftir. Ayn\u0131 h\u00fck\u00fcm, yap\u0131lan \u00f6demelerin ilgili tutar\u0131 veya alt limiti azaltt\u0131\u011f\u0131n\u0131 belirtmektedir. Buradan ba\u015fka bir \u00fcr\u00fcn i\u00e7in ge\u00e7erli herhangi bir tutar \u00e7\u0131kmamaktad\u0131r. Bunun yerine, pratik bir kontrol kural\u0131 ortaya \u00e7\u0131kmaktad\u0131r: <strong>De\u011ferler, ilgili poli\u00e7eden ve ilgili Genel \u015eartlar\u2019dan okunmal\u0131d\u0131r.<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"ograniczenia-i-wylaczenia\">S\u0131n\u0131rlamalar ve istisnalar<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Koruma tan\u0131m\u0131n\u0131 bulmak yeterli de\u011fildir; s\u0131n\u0131rlamalar\u0131 ve istisnalar\u0131 belirten maddeleri de incelemek gerekir. <strong>Sorumluluk ko\u015fullar\u0131 i\u00e7ermeyen hizmet a\u00e7\u0131klamas\u0131 eksiktir<\/strong>. Yaln\u0131zca ilgili olay\u0131n ad\u0131n\u0131n belgede ge\u00e7mesi gerek\u00e7esiyle \u00f6deme s\u00f6z\u00fc verilemez; as\u0131l \u00f6nemli olan, s\u00f6z konusu s\u00f6zle\u015fmeye ili\u015fkin h\u00fck\u00fcmlerin tamam\u0131d\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-uporzadkowac-komplet-przed-zlozeniem\">Montajdan \u00f6nce par\u00e7alar\u0131 nas\u0131l d\u00fczenlemeli?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u00d6ncelikle, ald\u0131\u011f\u0131n\u0131z her belgenin g\u00fcncel bir kopyas\u0131n\u0131 kaydedin. Dosyalar\u0131, sigortal\u0131y\u0131, poli\u00e7e numaras\u0131n\u0131 ve belge t\u00fcr\u00fcn\u00fc kolayca tan\u0131mlayabilece\u011finiz \u015fekilde adland\u0131r\u0131n, ancak i\u00e7eriklerini de\u011fi\u015ftirmeyin. Yanl\u0131\u015fl\u0131kla eklenme riski varsa, \u00e7al\u0131\u015fma klas\u00f6r\u00fcnden eski kopyalar\u0131 silin. \u0130leriki do\u011frulama i\u015flemleri i\u00e7in yaln\u0131zca tek bir g\u00fcncel belge setini kullan\u0131n.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ard\u0131ndan, \u015fu s\u0131rayla k\u0131sa bir kontrol yap\u0131n:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemsd58ac591-checklist-documents:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsd58ac591-checklist-documents ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsd58ac591-checklist-documents ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsd58ac591-checklist-documents .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsd58ac591-checklist-documents ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemsd58ac591-checklist-documents ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsd58ac591-checklist-documents ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsd58ac591-checklist-documents .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemsd58ac591-checklist-documents ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemsd58ac591-checklist-documents .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items-d58ac591-checklist-documents kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-d58ac591-documents-1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-d58ac591-documents-1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-d58ac591-documents-1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Ki\u015fi:<\/strong> Verileri kimlik belgesindekilerle kar\u015f\u0131la\u015ft\u0131r\u0131n.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-d58ac591-documents-2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-d58ac591-documents-2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-d58ac591-documents-2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>S\u00f6zle\u015fme:<\/strong> Poli\u00e7e numaras\u0131n\u0131, ge\u00e7ti\u011fi t\u00fcm yerlerde kontrol edin.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-d58ac591-documents-3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-d58ac591-documents-3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-d58ac591-documents-3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Zaman:<\/strong> koruma tarihleri k\u00fcmesi; sadece dosyalar\u0131n olu\u015fturulma tarihleri de\u011fil.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-d58ac591-documents-4 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-d58ac591-documents-4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-d58ac591-documents-4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Kapsam:<\/strong> Se\u00e7ilen se\u00e7ene\u011fin veya maddenin a\u00e7\u0131klamas\u0131n\u0131 bulun.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-d58ac591-documents-5 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-d58ac591-documents-5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-d58ac591-documents-5 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>\u00d6zellikler:<\/strong> Bu s\u00f6zle\u015fmeye ait belgelerden toplam tutarlar\u0131 ve alt limitleri okuyun.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-d58ac591-documents-6 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-d58ac591-documents-6 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-d58ac591-documents-6 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Ko\u015fullar:<\/strong> Genel \u015eartlar ve Ko\u015fullar\u2019daki ilgili s\u0131n\u0131rlamalara ve istisnalara bak\u0131n\u0131z.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">E\u011fer paket, e\u011fitim ama\u00e7l\u0131 bir konaklamayla ilgiliyse, \u015fu konuyla ilgili bilgiler: <a href=\"https:\/\/studentinsurance.pl\/tr\/ogrenci-sigortasi\/\">yurtd\u0131\u015f\u0131ndan gelen \u00f6\u011frencinin sigortas\u0131<\/a> \u00fcr\u00fcn\u00fcn ba\u011flam\u0131n\u0131 netle\u015ftirmeye yard\u0131mc\u0131 olacakt\u0131r. Vize prosed\u00fcr\u00fc i\u00e7in ba\u015flang\u0131\u00e7 noktas\u0131, \u015fu sayfa olabilir: <a href=\"https:\/\/studentinsurance.pl\/tr\/ogrenci-vizesi-sigortasi\/\">\u00f6\u011frenci vizesi sigortas\u0131<\/a>. Ancak bu sayfalar, kendi belgelerinizi kontrol etmenin yerini tutmaz. S\u00f6zle\u015fmenin de\u011ferlendirilmesinde nihai dayanak, s\u00f6zle\u015fmedeki somut h\u00fck\u00fcmlerdir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ayr\u0131ca, bir olay meydana gelmesi ihtimaline kar\u015f\u0131 t\u00fcm belgeleri saklamakta fayda vard\u0131r. Uniqa\u2019n\u0131n 2020 tarihli belgesine g\u00f6re, belgede belirtilen risklerle ilgili bir hasar bildirimi, poli\u00e7e numaras\u0131n\u0131, olay\u0131n ayr\u0131nt\u0131l\u0131 a\u00e7\u0131klamas\u0131n\u0131, tan\u0131 ve \u00f6nerilen tedaviyi i\u00e7eren t\u0131bbi raporu ve belirtilen masraf belgelerini i\u00e7ermelidir. Bildirim s\u0131ras\u0131nda gerekli belgelerin kapsam\u0131 s\u00f6zle\u015fmeye g\u00f6re de\u011fi\u015febilir, bu nedenle <strong>her zaman s\u00f6zle\u015fmenizin genel \u015fart ve ko\u015fullar\u0131nda bunu kontrol edin<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faq\">En s\u0131k sorulan sorular<\/h2>\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\" id=\"czy-certyfikat-zastepuje-polise-i-owu\">Sertifika, sigorta poli\u00e7esinin ve Genel Sigorta Ko\u015fullar\u0131n\u0131n yerine ge\u00e7er mi?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Her bir set i\u00e7in b\u00f6yle bir kural\u0131 kabul etmek i\u00e7in hi\u00e7bir dayanak yoktur. Sertifikada ger\u00e7ekte neler yer ald\u0131\u011f\u0131n\u0131 kontrol edin ve bunu poli\u00e7e ile Genel Sigorta Ko\u015fullar\u0131\u2019yla kar\u015f\u0131la\u015ft\u0131r\u0131n. <strong>G\u00fcvenli\u011fi yaln\u0131zca sertifikaya dayanarak de\u011ferlendirmeyin<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-kazdy-urzad-wymaga-tych-samych-dokumentow\">Her kurum ayn\u0131 belgeleri talep ediyor mu?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">T\u00fcm i\u015flemler i\u00e7in tek bir liste olu\u015fturulmamal\u0131d\u0131r. Gerekli eklerin kapsam\u0131, her bir vaka i\u00e7in ayr\u0131 ayr\u0131 belirlenmeli ve sigorta dosyas\u0131n\u0131n i\u00e7 tutarl\u0131l\u0131\u011f\u0131 kontrol edilmelidir. S\u00f6z konusu belgelere sahip olmak, i\u015flemin olumlu sonu\u00e7lanaca\u011f\u0131n\u0131 garanti etmez.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"co-zrobic-gdy-imie-lub-nazwisko-zapisano-inaczej\">Ad veya soyad\u0131n\u0131z farkl\u0131 yaz\u0131lm\u0131\u015fsa ne yapmal\u0131s\u0131n\u0131z?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Her bir karakteri kimlik belgenizle ve di\u011fer dosyalarla kar\u015f\u0131la\u015ft\u0131r\u0131n. Daha karma\u015f\u0131k veriler s\u00f6z konusu oldu\u011funda \u015fu k\u0131lavuza ba\u015fvurun: <a href=\"https:\/\/studentinsurance.pl\/tr\/kilavuz\/burokratik-islemler-ve-belgeler\/sigorta-belgesinde-yer-alan-ikinci-isim-ve-iki-soyadi-basvuru-yapmadan-once-nelere-dikkat-edilmeli\/\">Sigorta belgelerinde ikinci isim ile iki soyad\u0131n\u0131 nas\u0131l kar\u015f\u0131la\u015ft\u0131rabilirim?<\/a>. <strong>A\u00e7\u0131klanamayan tutars\u0131zl\u0131klar varsa, belge setini g\u00f6ndermeyin<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"gdzie-sprawdzic-sume-ubezpieczenia-i-podlimity\">Sigorta tutar\u0131n\u0131 ve alt limitleri nereden kontrol edebilirim?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">S\u00f6z konusu \u00fcr\u00fcn\u00fcn belgelerinde bu \u015fekilde sunuluyorsa, poli\u00e7eyi ve Genel Sigorta Ko\u015fullar\u0131\u2019ndaki ilgili se\u00e7ene\u011fin tablosunu kontrol edin. Eski bir belge s\u00fcr\u00fcm\u00fcnden, ba\u015fka bir se\u00e7enekten veya ba\u015fka bir sigorta \u015firketinin belgelerinden tutarlar\u0131 aktarmay\u0131n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-nazwa-produktu-wystarcza-do-potwierdzenia-zakresu\">\u00dcr\u00fcn ad\u0131, kapsam\u0131 do\u011frulamak i\u00e7in yeterli mi?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Hay\u0131r. Kapsam\u0131n belirlenmesi, ilgili s\u00f6zle\u015fmenin h\u00fck\u00fcmlerine ba\u011fl\u0131 olabilir. <strong>Se\u00e7ti\u011finiz se\u00e7ene\u011fin veya maddenin onay\u0131n\u0131 kontrol edin<\/strong> ve ancak o zaman Genel \u015eartlar\u2019da bunlara ili\u015fkin h\u00fck\u00fcmleri inceleyin.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"co-warto-miec-pod-reka-w-razie-zdarzenia\">Bir acil durum an\u0131nda elinizin alt\u0131nda ne bulundurmal\u0131s\u0131n\u0131z?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Her \u015feyden \u00f6nce, Genel Sigorta Ko\u015fullar\u0131\u2019nda (OWU) a\u00e7\u0131klanan prosed\u00fcre g\u00f6re gerekli olan veriler. S\u00f6z konusu Uniqa belgesinde, Acil Durum Merkezi ile ileti\u015fime ge\u00e7ildi\u011finde gerekli bilgiler \u015funlard\u0131r: poli\u00e7e numaras\u0131, sigortal\u0131n\u0131n ad\u0131 ve soyad\u0131 ile ileti\u015fim telefon numaras\u0131. Kendi poli\u00e7e \u015fartlar\u0131n\u0131zda farkl\u0131 veya ek i\u015flemler \u00f6ng\u00f6r\u00fclebilir; bu nedenle her zaman g\u00fcncel h\u00fck\u00fcmlerini kontrol edin.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"ostatnia-kontrola-i-zakup-klc\">Son kontrol ve KLC sat\u0131n al\u0131m\u0131<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Dosyay\u0131 kapatmadan \u00f6nce, ki\u015finin verilerinden ba\u015flayarak poli\u00e7e numaras\u0131 ve s\u00fcresi \u00fczerinden se\u00e7ilen kapsam, teminat tutarlar\u0131, alt limitler ve ilgili k\u0131s\u0131tlamalara kadar bir kez daha g\u00f6zden ge\u00e7irin. Herhangi bir unsur, dosyan\u0131n geri kalan\u0131yla uyu\u015fmuyorsa, belgeleri kullanmadan \u00f6nce bunu a\u00e7\u0131kl\u0131\u011fa kavu\u015fturun. <strong>Tutarl\u0131 bir set, tek bir ki\u015fiyi ve tek bir s\u00f6zle\u015fmeyi tan\u0131mlamal\u0131d\u0131r<\/strong> \u2014 s\u00fcr\u00fcmleri, varyantlar\u0131 ve tarihleri kar\u0131\u015ft\u0131rmadan.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/studentinsurance.pl\/tr\/yabanci-uyruklu-kisinin-tedavi-masraflari-klc\/\">KLC S\u0130GORTASINI \u00c7EVR\u0130M\u0130\u00c7\u0130 SATIN ALIN<\/a><\/div>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Sigorta belgelerini, ayn\u0131 bilginin \u00fc\u00e7 kopyas\u0131 olarak g\u00f6rmek kolayd\u0131r. Bu bir yan\u0131lg\u0131d\u0131r. Sertifika, poli\u00e7e ve genel sigorta \u015fartlar\u0131 farkl\u0131 bilgiler i\u00e7erebilir\u2026<\/p>","protected":false},"author":1,"featured_media":3724,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[16],"tags":[49,50,51,52],"class_list":["post-3725","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-formalnosci-i-dokumenty","tag-certyfikat-polisy-a-owu-dla-studenta","tag-komplet-dokumentow-ubezpieczenia-klc","tag-potwierdzenie-ochrony-cudzoziemca","tag-zalaczniki-do-polisy-studenckiej"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Certyfikat, polisa i OWU: r\u00f3\u017cnice w dokumentach studenta<\/title>\n<meta name=\"description\" content=\"Dowiedz si\u0119, czym r\u00f3\u017cni\u0105 si\u0119 certyfikat, polisa i OWU. 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