{"id":3728,"date":"2026-10-19T15:58:59","date_gmt":"2026-10-19T13:58:59","guid":{"rendered":"https:\/\/studentinsurance.pl\/?p=3728"},"modified":"2026-10-19T15:58:59","modified_gmt":"2026-10-19T13:58:59","slug":"hop-dong-bao-hiem-danh-cho-sinh-vien-chua-thanh-nien-thong-tin-cua-ai-se-duoc-ghi-vao-cac-tai-lieu","status":"publish","type":"post","link":"https:\/\/studentinsurance.pl\/vi\/poradnik\/formalnosci-i-dokumenty\/polisa-dla-niepelnoletniego-studenta-czyje-dane-trafiaja-do-dokumentow\/","title":{"rendered":"H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m cho sinh vi\u00ean ch\u01b0a th\u00e0nh ni\u00ean: Th\u00f4ng tin c\u1ee7a ai s\u1ebd \u0111\u01b0\u1ee3c ghi v\u00e0o h\u1ed3 s\u01a1?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Vi\u1ec7c mua h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m KLC cho ng\u01b0\u1eddi ch\u01b0a th\u00e0nh ni\u00ean \u0111\u00f2i h\u1ecfi ph\u1ea3i ph\u00e2n chia m\u1ed9t s\u1ed1 vai tr\u00f2. M\u1ed9t ng\u01b0\u1eddi c\u00f3 th\u1ec3 k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng, m\u1ed9t ng\u01b0\u1eddi kh\u00e1c l\u00e0 \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, v\u00e0 m\u1ed9t ng\u01b0\u1eddi kh\u00e1c n\u1eefa h\u1ed7 tr\u1ee3 c\u00e1c th\u1ee7 t\u1ee5c v\u1edbi t\u01b0 c\u00e1ch l\u00e0 ng\u01b0\u1eddi gi\u00e1m h\u1ed9 ho\u1eb7c \u0111\u1ea1i di\u1ec7n. Tuy nhi\u00ean, \u0111i\u1ec1u n\u00e0y kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 m\u1ecdi bi\u1ec3u m\u1eabu \u0111\u1ec1u c\u00f3 c\u00e1ch s\u1eafp x\u1ebfp th\u00f4ng tin gi\u1ed1ng nhau. Tr\u01b0\u1edbc khi g\u1eedi \u0111\u01a1n \u0111\u0103ng k\u00fd, c\u1ea7n ki\u1ec3m tra c\u00e1c ch\u00fa th\u00edch c\u1ee7a c\u00e1c \u00f4 v\u00e0 \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU) hi\u1ec7n h\u00e0nh. T\u00e0i li\u1ec7u \u0111\u01b0\u1ee3c t\u1ea1o ra sau khi mua b\u1ea3o hi\u1ec3m ch\u1ec9 n\u00ean \u0111\u01b0\u1ee3c ki\u1ec3m tra sau khi nh\u1eadn \u0111\u01b0\u1ee3c. Nguy\u00ean t\u1eafc quan tr\u1ecdng nh\u1ea5t l\u00e0: th\u00f4ng tin c\u1ee7a sinh vi\u00ean ph\u1ea3i x\u00e1c \u0111\u1ecbnh r\u00f5 r\u00e0ng ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, v\u00e0 kh\u00f4ng n\u00ean ph\u1ecfng \u0111o\u00e1n vai tr\u00f2 c\u1ee7a ng\u01b0\u1eddi l\u1edbn. <strong>M\u1eabu \u0111\u01a1n ph\u1ea3i x\u00e1c nh\u1eadn s\u1ef1 ph\u00e2n c\u00f4ng vai tr\u00f2 c\u1ee5 th\u1ec3<\/strong>. D\u01b0\u1edbi \u0111\u00e2y, ch\u00fang t\u00f4i s\u1ebd gi\u1ea3i th\u00edch c\u00e1ch th\u1ef1c hi\u1ec7n quy tr\u00ecnh n\u00e0y m\u00e0 kh\u00f4ng g\u00e1n cho ng\u01b0\u1eddi gi\u00e1m h\u1ed9 m\u1ed9t t\u01b0 c\u00e1ch ph\u00e1p l\u00fd kh\u00f4ng \u0111\u01b0\u1ee3c c\u00e1c t\u00e0i li\u1ec7u x\u00e1c nh\u1eadn, c\u0169ng nh\u01b0 nh\u1eefng \u0111i\u1ec1u c\u1ea7n ki\u1ec3m tra tr\u01b0\u1edbc khi thanh to\u00e1n ph\u00ed b\u1ea3o hi\u1ec3m v\u00e0 sau khi nh\u1eadn \u0111\u01b0\u1ee3c \u0111\u1ea7y \u0111\u1ee7 b\u1ed9 h\u1ed3 s\u01a1.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\">M\u1ee5c l\u1ee5c<\/p>\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"#trzy-role\">Ba vai tr\u00f2 kh\u00f4ng n\u00ean nh\u1ea7m l\u1eabn v\u1edbi nhau<\/a><\/li>\n\n\n<li><a href=\"#przed-formularzem\">Nh\u1eefng \u0111i\u1ec1u c\u1ea7n ki\u1ec3m tra tr\u01b0\u1edbc khi g\u1eedi bi\u1ec3u m\u1eabu<\/a><\/li>\n\n\n<li><a href=\"#komplet-dokumentow\">C\u00e1ch \u0111\u1ecdc b\u1ed9 t\u00e0i li\u1ec7u<\/a><\/li>\n\n\n<li><a href=\"#pomoc-i-szkoda\">Th\u00f4ng tin c\u1ea7n thi\u1ebft \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 v\u00e0 khai b\u00e1o thi\u1ec7t h\u1ea1i<\/a><\/li>\n\n\n<li><a href=\"#faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p nh\u1ea5t<\/a><\/li>\n\n\n<li><a href=\"#ostatnia-kontrola\">Ki\u1ec3m tra l\u1ea7n cu\u1ed1i tr\u01b0\u1edbc khi mua<\/a><\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"trzy-role\">Ba vai tr\u00f2 kh\u00f4ng n\u00ean nh\u1ea7m l\u1eabn v\u1edbi nhau<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Trong \u0110i\u1ec1u kho\u1ea3n B\u1ea3o hi\u1ec3m Chung (OWU) c\u1ee7a Compensa n\u0103m 2026, ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m l\u00e0 b\u00ean k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng, trong khi c\u00e1c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb v\u00e0 d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. Do \u0111\u00f3, t\u00e0i li\u1ec7u n\u00e0y n\u00eau r\u00f5 s\u1ef1 ph\u00e2n bi\u1ec7t tr\u00ean th\u1ef1c t\u1ebf nh\u01b0 sau: <strong>ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m l\u00e0 m\u1ed9t b\u00ean trong h\u1ee3p \u0111\u1ed3ng<\/strong>, v\u00e0 <strong>ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m l\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m<\/strong>. \u0110\u00f4i khi m\u1ed9t ng\u01b0\u1eddi c\u00f3 th\u1ec3 \u0111\u1ea3m nh\u1eadn c\u1ea3 hai vai tr\u00f2 n\u00e0y, nh\u01b0ng trong tr\u01b0\u1eddng h\u1ee3p sinh vi\u00ean ch\u01b0a th\u00e0nh ni\u00ean, kh\u00f4ng \u0111\u01b0\u1ee3c t\u1ef1 \u0111\u1ed9ng \u00e1p d\u1ee5ng gi\u1ea3i ph\u00e1p n\u00e0y.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ng\u01b0\u1eddi gi\u00e1m h\u1ed9 h\u1ee3p ph\u00e1p, cha m\u1eb9 ho\u1eb7c ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n kh\u00e1c c\u00f3 th\u1ec3 h\u1ed7 tr\u1ee3 trong qu\u00e1 tr\u00ecnh mua b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c li\u00ean h\u1ec7 sau n\u00e0y, nh\u01b0ng m\u1ed1i quan h\u1ec7 huy\u1ebft th\u1ed1ng th\u00f4i ch\u01b0a \u0111\u1ee7 \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh vai tr\u00f2 c\u1ee7a h\u1ecd trong h\u1ee3p \u0111\u1ed3ng c\u1ee5 th\u1ec3. Tr\u01b0\u1edbc khi mua, h\u00e3y ki\u1ec3m tra trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung (OWU) hi\u1ec7n h\u00e0nh v\u00e0 m\u1eabu \u0111\u01a1n \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh ai c\u00f3 th\u1ec3 k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi ch\u01b0a th\u00e0nh ni\u00ean, c\u0169ng nh\u01b0 nh\u1eefng th\u00f4ng tin n\u00e0o c\u1ee7a ng\u01b0\u1eddi gi\u00e1m h\u1ed9 c\u1ea7n \u0111\u01b0\u1ee3c cung c\u1ea5p trong m\u1eabu \u0111\u01a1n, h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 gi\u1ea5y ch\u1ee9ng nh\u1eadn. Do \u0111\u00f3 <strong>\u0110\u1eebng t\u1ef1 \u0111\u1ed9ng coi ng\u01b0\u1eddi gi\u00e1m h\u1ed9 l\u00e0 ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1ch \u0111\u01a1n gi\u1ea3n nh\u1ea5t l\u00e0 xem c\u00e1c vai tr\u00f2 n\u00e0y nh\u01b0 ba c\u00e2u h\u1ecfi ri\u00eang bi\u1ec7t:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_role:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_role ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_role ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_role .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_role ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items32b4f45e_role ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_role ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_role .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_role ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_role .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items32b4f45e_role kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-32b4f45e_role_1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-32b4f45e_role_1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-32b4f45e_role_1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Ai \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh l\u00e0 b\u00ean mua b\u1ea3o hi\u1ec3m, t\u1ee9c l\u00e0 b\u00ean k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng?<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-32b4f45e_role_2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-32b4f45e_role_2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-32b4f45e_role_2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Ai \u0111\u01b0\u1ee3c coi l\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, t\u1ee9c l\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u01b0\u1edfng s\u1ef1 b\u1ea3o v\u1ec7?<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-32b4f45e_role_3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-32b4f45e_role_3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-32b4f45e_role_3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Ai l\u00e0 ng\u01b0\u1eddi h\u1ed7 tr\u1ee3 sinh vi\u00ean ch\u01b0a th\u00e0nh ni\u00ean v\u00e0 v\u1edbi t\u01b0 c\u00e1ch n\u00e0o m\u00e0 ng\u01b0\u1eddi \u0111\u00f3 \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh?<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu bi\u1ec3u m\u1eabu kh\u00f4ng cho ph\u00e9p tr\u1ea3 l\u1eddi m\u1ed9t c\u00e1ch r\u00f5 r\u00e0ng b\u1ea5t k\u1ef3 c\u00e2u h\u1ecfi n\u00e0o, <strong>H\u00e3y t\u1ea1m d\u1eebng quy tr\u00ecnh tr\u01b0\u1edbc khi thanh to\u00e1n<\/strong>. \u0110\u1eebng \u0111i\u1ec1n th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi l\u1edbn v\u00e0o c\u00e1c \u00f4 d\u00e0nh cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ch\u1ec9 v\u00ec ng\u01b0\u1eddi \u0111\u00f3 l\u00e0 ng\u01b0\u1eddi th\u1ef1c hi\u1ec7n giao d\u1ecbch mua h\u00e0ng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"przed-formularzem\">Nh\u1eefng \u0111i\u1ec1u c\u1ea7n ki\u1ec3m tra tr\u01b0\u1edbc khi g\u1eedi bi\u1ec3u m\u1eabu<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y b\u1eaft \u0111\u1ea7u b\u1eb1ng gi\u1ea5y t\u1edd t\u00f9y th\u00e2n c\u1ee7a ng\u01b0\u1eddi s\u1ebd \u0111\u01b0\u1ee3c tham gia b\u1ea3o hi\u1ec3m. H\u00e3y \u0111i\u1ec1n ch\u00ednh x\u00e1c h\u1ecd, t\u00ean v\u00e0 c\u00e1c th\u00f4ng tin nh\u1eadn d\u1ea1ng kh\u00e1c theo \u0111\u00fang m\u1eabu quy \u0111\u1ecbnh trong bi\u1ec3u m\u1eabu. H\u01b0\u1edbng d\u1eabn v\u1ec1 <a href=\"https:\/\/studentinsurance.pl\/vi\/huong-dan\/thu-tuc-va-giay-to\/ten-va-ho-tren-hop-dong-bao-hiem-va-ho-chieu-lam-the-nao-de-tranh-su-khac-biet-trong-cach-ghi\/\">s\u1ef1 kh\u1edbp nhau gi\u1eefa h\u1ecd v\u00e0 t\u00ean tr\u00ean h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u1edbi th\u00f4ng tin trong h\u1ed9 chi\u1ebfu<\/a>. <strong>C\u1ea7n ch\u00e9p l\u1ea1i d\u1eef li\u1ec7u m\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng c\u00e1c k\u00fd hi\u1ec7u vi\u1ebft t\u1eaft c\u1ee7a ri\u00eang m\u00ecnh<\/strong>, \u0111\u1eb7c bi\u1ec7t l\u00e0 khi t\u00e0i li\u1ec7u c\u00f3 t\u00ean \u0111\u1ec7m ho\u1eb7c hai h\u1ecd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ti\u1ebfp theo, h\u00e3y \u0111\u1ecdc k\u1ef9 n\u1ed9i dung tr\u00ean c\u00e1c \u00f4 thay v\u00ec ch\u1ec9 d\u1ef1a v\u00e0o th\u1ee9 t\u1ef1 c\u1ee7a ch\u00fang. \u00d4 \u201eng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m\u201d kh\u00f4ng ph\u1ea3i l\u00e0 thu\u1eadt ng\u1eef thay th\u1ebf cho \u00f4 \u201eng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m\u201d. N\u1ebfu bi\u1ec3u m\u1eabu y\u00eau c\u1ea7u th\u00f4ng tin v\u1ec1 ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n ho\u1eb7c ng\u01b0\u1eddi gi\u00e1m h\u1ed9, h\u00e3y ki\u1ec3m tra xem ph\u1ea7n m\u00f4 t\u1ea3 c\u00f3 n\u00eau r\u00f5 ph\u1ea1m vi tr\u00e1ch nhi\u1ec7m c\u1ee7a vai tr\u00f2 \u0111\u00f3 hay kh\u00f4ng. <strong>Tr\u01b0\u1edbc ti\u00ean, h\u00e3y x\u00e1c \u0111\u1ecbnh c\u00e1c vai tr\u00f2, sau \u0111\u00f3 nh\u1eadp d\u1eef li\u1ec7u<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc khi g\u1eedi \u0111\u01a1n, h\u00e3y ki\u1ec3m tra nhanh nh\u01b0 sau:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_formularz:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_formularz ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_formularz ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_formularz .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_formularz ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items32b4f45e_formularz ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_formularz ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_formularz .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_formularz ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_formularz .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items32b4f45e_formularz kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-32b4f45e_formularz_1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-32b4f45e_formularz_1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-32b4f45e_formularz_1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">so s\u00e1nh th\u00f4ng tin c\u1ee7a sinh vi\u00ean v\u1edbi gi\u1ea5y t\u1edd t\u00f9y th\u00e2n;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-32b4f45e_formularz_2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-32b4f45e_formularz_2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-32b4f45e_formularz_2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">h\u00e3y ki\u1ec3m tra xem bi\u1ec3u m\u1eabu hi\u1ec3n th\u1ecb vai tr\u00f2 \u201cng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m\u201d cho ng\u01b0\u1eddi n\u00e0o;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-32b4f45e_formularz_3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-32b4f45e_formularz_3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-32b4f45e_formularz_3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">h\u00e3y ki\u1ec3m tra xem vai tr\u00f2 \u201cng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m\u201d \u0111\u01b0\u1ee3c hi\u1ec3n th\u1ecb \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u00e0o;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-32b4f45e_formularz_4 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-32b4f45e_formularz_4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-32b4f45e_formularz_4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">H\u00e3y \u0111\u1ea3m b\u1ea3o r\u1eb1ng th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m \u0111\u00e3 ch\u1ecdn ph\u00f9 h\u1ee3p v\u1edbi th\u1eddi gian l\u01b0u tr\u00fa d\u1ef1 ki\u1ebfn;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-32b4f45e_formularz_5 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-32b4f45e_formularz_5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-32b4f45e_formularz_5 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">m\u1edf \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n \u0111\u01b0\u1ee3c cung c\u1ea5p k\u00e8m theo ph\u01b0\u01a1ng \u00e1n \u0111\u00e3 ch\u1ecdn;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-32b4f45e_formularz_6 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-32b4f45e_formularz_6 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-32b4f45e_formularz_6 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">H\u00e3y ki\u1ec3m tra xem bi\u1ec3u m\u1eabu c\u00f3 ch\u1ea5p nh\u1eadn th\u00f4ng tin v\u1ec1 \u0111\u1ed9 tu\u1ed5i c\u1ee7a sinh vi\u00ean v\u00e0 cho ph\u00e9p ti\u1ebfp t\u1ee5c m\u00e0 kh\u00f4ng c\u1ea7n b\u1ecf qua c\u00e1c th\u00f4ng b\u00e1o hay kh\u00f4ng.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-medium-font-size wp-block-paragraph\"><strong>Vi\u1ec7c x\u00e1c minh \u0111\u1ed9 tu\u1ed5i ph\u1ea3i \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n trong bi\u1ec3u m\u1eabu<\/strong>. Ch\u1ec9 ri\u00eang vi\u1ec7c m\u1ed9t lo\u1ea1i b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3 \u0111\u01b0\u1ee3c m\u00f4 t\u1ea3 trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU) c\u0169ng kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 m\u1ecdi g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u00f3 \u0111\u1ec1u \u00e1p d\u1ee5ng cho ng\u01b0\u1eddi ch\u01b0a th\u00e0nh ni\u00ean. B\u1ea1n c\u0169ng c\u00f3 th\u1ec3 t\u00ecm th\u1ea5y th\u00f4ng tin v\u1ec1 c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m d\u00e0nh cho \u0111\u1ed1i t\u01b0\u1ee3ng tr\u1ebb tu\u1ed5i tr\u00ean trang web <a href=\"https:\/\/studentinsurance.pl\/vi\/bao-hiem-hoc-sinh\/\">B\u1ea3o hi\u1ec3m cho h\u1ecdc sinh v\u00e0 thanh thi\u1ebfu ni\u00ean<\/a>, nh\u01b0ng c\u00e1ch s\u1eafp x\u1ebfp d\u1eef li\u1ec7u cu\u1ed1i c\u00f9ng ph\u1ea3i d\u1ef1a tr\u00ean bi\u1ec3u m\u1eabu \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng cho giao d\u1ecbch mua c\u1ee5 th\u1ec3 \u0111\u00f3.<\/p>\n\n\n<p class=\"wp-block-paragraph\">V\u00ed d\u1ee5: m\u1ed9t h\u1ecdc sinh 17 tu\u1ed5i l\u00e0 \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7, v\u00e0 m\u1ed9t ng\u01b0\u1eddi tr\u01b0\u1edfng th\u00e0nh gi\u00fap em \u1ea5y th\u1ef1c hi\u1ec7n giao d\u1ecbch mua h\u00e0ng. \u0110\u1eebng t\u1ef1 \u00fd gi\u1ea3 \u0111\u1ecbnh tr\u01b0\u1edbc r\u1eb1ng th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi l\u1edbn n\u00ean \u0111\u01b0\u1ee3c \u0111i\u1ec1n v\u00e0o \u00f4 n\u00e0o. Tr\u01b0\u1edbc ti\u00ean, h\u00e3y ki\u1ec3m tra xem bi\u1ec3u m\u1eabu c\u00f3 cho ph\u00e9p giao d\u1ecbch mua h\u00e0ng n\u00e0y hay kh\u00f4ng, t\u00ean g\u1ecdi c\u1ee7a t\u1eebng vai tr\u00f2 l\u00e0 g\u00ec v\u00e0 li\u1ec7u sau khi nh\u1eadp ng\u00e0y sinh, h\u1ec7 th\u1ed1ng c\u00f3 cho ph\u00e9p ti\u1ebfp t\u1ee5c hay kh\u00f4ng. \u0110\u00e2y ch\u1ec9 l\u00e0 v\u00ed d\u1ee5 v\u1ec1 tr\u00ecnh t\u1ef1 c\u00e1c b\u01b0\u1edbc th\u1ef1c hi\u1ec7n, ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 c\u00e2u tr\u1ea3 l\u1eddi ph\u00e1p l\u00fd cho m\u1ecdi t\u00ecnh hu\u1ed1ng.<\/p>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"komplet-dokumentow\">C\u00e1ch \u0111\u1ecdc b\u1ed9 t\u00e0i li\u1ec7u<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sau khi mua h\u00e0ng, \u0111\u1eebng ch\u1ec9 d\u1eebng l\u1ea1i \u1edf vi\u1ec7c x\u00e1c nh\u1eadn thanh to\u00e1n. H\u00e3y m\u1edf t\u1ea5t c\u1ea3 c\u00e1c t\u1ec7p tin \u0111\u00e3 nh\u1eadn v\u00e0 x\u00e1c \u0111\u1ecbnh ch\u1ee9c n\u0103ng c\u1ee7a ch\u00fang. H\u00e3y \u0111\u1ecdc ri\u00eang t\u1eebng ph\u1ea7n: ch\u1ee9ng ch\u1ec9 ho\u1eb7c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU) c\u0169ng nh\u01b0 c\u00e1c ph\u1ee5 l\u1ee5c (n\u1ebfu c\u00f3). Tr\u00ean th\u1ef1c t\u1ebf, b\u1ea1n n\u00ean bi\u1ebft r\u1eb1ng, <a href=\"https:\/\/studentinsurance.pl\/vi\/huong-dan\/thu-tuc-va-giay-to\/giay-chung-nhan-hop-dong-bao-hiem-va-dieu-khoan-bao-hiem-su-khac-biet-giua-cac-tai-lieu-trong-bo-ho-so-cua-sinh-vien-la-gi\/\">C\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd trong b\u1ed9 h\u1ed3 s\u01a1 sinh vi\u00ean kh\u00e1c nhau nh\u01b0 th\u1ebf n\u00e0o?<\/a>, b\u1edfi v\u00ec m\u1ed7i c\u00e2u h\u1ecfi \u0111\u1ec1u \u0111\u1ec1 c\u1eadp \u0111\u1ebfn nh\u1eefng v\u1ea5n \u0111\u1ec1 kh\u00e1c nhau.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ho\u1eb7c ch\u1ee9ng ch\u1ec9 x\u00e1c \u0111\u1ecbnh m\u1ed9t h\u1ee3p \u0111\u1ed3ng c\u1ee5 th\u1ec3<\/strong> v\u00e0 c\u1ea7n \u0111\u01b0\u1ee3c \u0111\u1ed1i chi\u1ebfu v\u1edbi c\u00e1c th\u00f4ng tin th\u1ec3 hi\u1ec7n trong t\u00e0i li\u1ec7u \u0111\u00e3 \u0111\u01b0\u1ee3c c\u1ea5p. <strong>\u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n chung (OWU) quy \u0111\u1ecbnh c\u00e1c nguy\u00ean t\u1eafc b\u1ea3o v\u1ec7 v\u00e0 x\u1eed l\u00fd<\/strong>, nh\u01b0ng kh\u00f4ng th\u1ec3 thay th\u1ebf cho vi\u1ec7c ki\u1ec3m tra th\u00f4ng tin tr\u00ean t\u1eebng t\u00e0i li\u1ec7u ri\u00eang l\u1ebb. \u0110\u1eebng cho r\u1eb1ng t\u1ea5t c\u1ea3 c\u00e1c th\u00f4ng tin \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111i\u1ec1n v\u00e0o bi\u1ec3u m\u1eabu tr\u01b0\u1edbc \u0111\u00f3 s\u1ebd \u0111\u01b0\u1ee3c in ra tr\u00ean m\u1ed7i ch\u1ee9ng ch\u1ec9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y so s\u00e1nh c\u00e1c t\u00e0i li\u1ec7u v\u1edbi b\u1ea3n t\u00f3m t\u1eaft \u0111\u01a1n xin. Tr\u01b0\u1edbc h\u1ebft, h\u00e3y ki\u1ec3m tra:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_dokumenty:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_dokumenty ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_dokumenty ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_dokumenty .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_dokumenty ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items32b4f45e_dokumenty ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_dokumenty ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_dokumenty .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_dokumenty ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items32b4f45e_dokumenty .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items32b4f45e_dokumenty kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-32b4f45e_dokumenty_1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-32b4f45e_dokumenty_1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-32b4f45e_dokumenty_1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">ghi t\u00ean v\u00e0 h\u1ecd c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-32b4f45e_dokumenty_2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-32b4f45e_dokumenty_2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-32b4f45e_dokumenty_2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">c\u00e1c vai tr\u00f2 \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh c\u1ee7a c\u00e1c b\u00ean tham gia h\u1ee3p \u0111\u1ed3ng;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-32b4f45e_dokumenty_3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-32b4f45e_dokumenty_3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-32b4f45e_dokumenty_3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ho\u1eb7c ch\u1ee9ng ch\u1ec9;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-32b4f45e_dokumenty_4 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-32b4f45e_dokumenty_4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-32b4f45e_dokumenty_4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">th\u1eddi h\u1ea1n b\u1ea3o h\u1ed9;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-32b4f45e_dokumenty_5 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-32b4f45e_dokumenty_5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-32b4f45e_dokumenty_5 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">t\u00ean c\u1ee7a ph\u01b0\u01a1ng \u00e1n ho\u1eb7c ph\u1ea1m vi \u0111\u00e3 ch\u1ecdn;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-32b4f45e_dokumenty_6 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-32b4f45e_dokumenty_6 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-32b4f45e_dokumenty_6 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">ph\u01b0\u01a1ng th\u1ee9c li\u00ean l\u1ea1c \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra s\u1ef1 c\u1ed1.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu sinh vi\u00ean \u0111ang s\u1ed1ng d\u01b0\u1edbi s\u1ef1 ch\u0103m s\u00f3c c\u1ee7a ng\u01b0\u1eddi kh\u00e1c, n\u00ean x\u00e1c \u0111\u1ecbnh r\u00f5 ai l\u00e0 ng\u01b0\u1eddi gi\u1eef b\u1ea3n sao h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 bi\u1ebft s\u1ed1 \u0111i\u1ec7n tho\u1ea1i li\u00ean l\u1ea1c c\u1ea7n thi\u1ebft \u0111\u1ec3 th\u00f4ng b\u00e1o s\u1ef1 c\u1ed1. B\u00e0i vi\u1ebft v\u1ec1 ch\u1ee7 \u0111\u1ec1 n\u00e0y cung c\u1ea5p nh\u1eefng l\u1eddi khuy\u00ean h\u1eefu \u00edch v\u1ec1 m\u1eb7t t\u1ed5 ch\u1ee9c <a href=\"https:\/\/studentinsurance.pl\/vi\/huong-dan\/giao-duc-va-trao-doi\/gia-dinh-tiep-nhan-va-cac-giay-to-bao-hiem-cua-hoc-sinh\/\">c\u00e1c gi\u1ea5y t\u1edd b\u1ea3o hi\u1ec3m c\u1ee7a h\u1ecdc sinh t\u1ea1i gia \u0111\u00ecnh ti\u1ebfp nh\u1eadn<\/a>. <strong>Vi\u1ec7c s\u1edf h\u1eefu b\u1ea3n sao c\u1ee7a t\u00e0i li\u1ec7u kh\u00f4ng l\u00e0m thay \u0111\u1ed5i vai tr\u00f2 c\u1ee7a ng\u01b0\u1eddi s\u1edf h\u1eefu b\u1ea3n sao \u0111\u00f3<\/strong> \u2013 ch\u1ec9 gi\u00fap t\u00ecm th\u1ea5y th\u00f4ng tin c\u1ea7n thi\u1ebft nhanh h\u01a1n m\u00e0 th\u00f4i.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu d\u1eef li\u1ec7u ho\u1eb7c vai tr\u00f2 trong t\u00e0i li\u1ec7u \u0111\u00e3 \u0111\u01b0\u1ee3c l\u1eadp kh\u00f4ng kh\u1edbp v\u1edbi th\u00f4ng tin \u0111\u00e3 cung c\u1ea5p trong \u0111\u01a1n, xin \u0111\u1eebng t\u1ef1 \u00fd ch\u1ec9nh s\u1eeda t\u1ec7p tin. <strong>C\u1ea7n l\u00e0m r\u00f5 s\u1ef1 kh\u00e1c bi\u1ec7t n\u00e0y tr\u01b0\u1edbc khi s\u1eed d\u1ee5ng t\u00e0i li\u1ec7u<\/strong> theo th\u1ee7 t\u1ee5c \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh cho h\u1ee3p \u0111\u1ed3ng c\u1ee5 th\u1ec3 \u0111\u00f3.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"pomoc-i-szkoda\">Th\u00f4ng tin c\u1ea7n thi\u1ebft \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 v\u00e0 khai b\u00e1o thi\u1ec7t h\u1ea1i<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Th\u00f4ng tin c\u1ea7n cung c\u1ea5p khi mua h\u00e0ng kh\u00f4ng gi\u1ed1ng v\u1edbi th\u00f4ng tin c\u1ea7n thi\u1ebft sau khi s\u1ef1 c\u1ed1 x\u1ea3y ra. <strong>Vi\u1ec7c mua b\u1ea3o hi\u1ec3m v\u00e0 khai b\u00e1o t\u1ed5n th\u1ea5t l\u00e0 hai giai \u0111o\u1ea1n ri\u00eang bi\u1ec7t<\/strong>. Kh\u00f4ng n\u00ean d\u1ef1a v\u00e0o th\u1ee7 t\u1ee5c khai b\u00e1o \u0111\u1ec3 \u0111o\u00e1n xem m\u1eabu \u0111\u01a1n b\u00e1n h\u00e0ng n\u00ean bao g\u1ed3m nh\u1eefng m\u1ee5c n\u00e0o.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU) c\u1ee7a Uniqa, phi\u00ean b\u1ea3n n\u0103m 2020, khi li\u00ean h\u1ec7 v\u1edbi Trung t\u00e2m B\u00e1o \u0111\u1ed9ng, c\u1ea7n cung c\u1ea5p s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, h\u1ecd v\u00e0 t\u00ean c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, c\u00f9ng s\u1ed1 \u0111i\u1ec7n tho\u1ea1i \u0111\u1ec3 li\u00ean l\u1ea1c v\u1edbi ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ho\u1eb7c ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n c\u1ee7a h\u1ecd. Thu\u1eadt ng\u1eef \u201e\u0111\u1ea1i di\u1ec7n\u201d kh\u00f4ng nh\u1ea5t thi\u1ebft ph\u1ea3i hi\u1ec3u l\u00e0 ng\u01b0\u1eddi gi\u00e1m h\u1ed9 h\u1ee3p ph\u00e1p. <strong>Kh\u00e1i ni\u1ec7m v\u1ec1 ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n ph\u1ee5 thu\u1ed9c v\u00e0o th\u1ee7 t\u1ee5c v\u00e0 t\u00ecnh hu\u1ed1ng<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Trong c\u00f9ng b\u1ed9 \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung n\u00e0y, n\u1ed9i dung th\u00f4ng b\u00e1o y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng chi ph\u00ed \u0111i\u1ec1u tr\u1ecb bao g\u1ed3m s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, m\u00f4 t\u1ea3 s\u1ef1 c\u1ed1, gi\u1ea5y ch\u1ee9ng nh\u1eadn y t\u1ebf k\u00e8m ch\u1ea9n \u0111o\u00e1n v\u00e0 ph\u00e1c \u0111\u1ed3 \u0111i\u1ec1u tr\u1ecb \u0111\u01b0\u1ee3c khuy\u1ebfn ngh\u1ecb, c\u00f9ng c\u00e1c ch\u1ee9ng t\u1eeb chi ph\u00ed \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh. Do t\u00e0i li\u1ec7u \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp c\u00f3 m\u00e3 s\u1ed1 2020, <strong>Tr\u01b0\u1edbc khi th\u1ef1c hi\u1ec7n, h\u00e3y ki\u1ec3m tra c\u00e1c \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung hi\u1ec7n h\u00e0nh trong h\u1ee3p \u0111\u1ed3ng c\u1ee7a b\u1ea1n<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m chung (OWU) c\u1ee7a Compensa n\u0103m 2026 quy \u0111\u1ecbnh r\u1eb1ng, khi x\u1ea3y ra s\u1ef1 c\u1ed1, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ph\u1ea3i cung c\u1ea5p c\u00e1c b\u1eb1ng ch\u1ee9ng c\u1ea7n thi\u1ebft, bao g\u1ed3m h\u1ed3 s\u01a1 y t\u1ebf v\u00e0 c\u00e1c t\u00e0i li\u1ec7u kh\u00e1c nh\u1eb1m x\u00e1c \u0111\u1ecbnh c\u00e1c t\u00ecnh ti\u1ebft c\u0169ng nh\u01b0 m\u1ee9c \u0111\u1ed9 thi\u1ec7t h\u1ea1i. Compensa c\u0169ng c\u00f3 th\u1ec3 y\u00eau c\u1ea7u s\u1ef1 \u0111\u1ed3ng \u00fd b\u1eb1ng v\u0103n b\u1ea3n \u0111\u1ec3 thu th\u1eadp th\u00f4ng tin y t\u1ebf c\u1ea7n thi\u1ebft nh\u1eb1m \u0111\u00e1nh gi\u00e1 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng. <strong>H\u00e3y thu th\u1eadp t\u00e0i li\u1ec7u ngay t\u1eeb khi s\u1ef1 vi\u1ec7c x\u1ea3y ra<\/strong>, nh\u01b0ng h\u00e3y x\u00e1c \u0111\u1ecbnh ph\u1ea1m vi c\u00e1c t\u00e0i li\u1ec7u c\u1ea7n cung c\u1ea5p theo h\u01b0\u1edbng d\u1eabn hi\u1ec7n h\u00e0nh li\u00ean quan \u0111\u1ebfn h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3 \u0111\u00f3.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Theo \u0111i\u1ec1u kho\u1ea3n c\u1ee7a Compensa \u0111\u01b0\u1ee3c tr\u00edch d\u1eabn \u1edf tr\u00ean, ph\u1ea1m vi b\u1ea3o hi\u1ec3m KLC (n\u1ebfu \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn) \u00e1p d\u1ee5ng cho c\u00e1c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb y t\u1ebf c\u1ea7n thi\u1ebft li\u00ean quan \u0111\u1ebfn b\u1ec7nh t\u1eadt ho\u1eb7c h\u1eadu qu\u1ea3 c\u1ee7a tai n\u1ea1n, m\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ph\u1ea3i ti\u1ebfn h\u00e0nh ngay l\u1eadp t\u1ee9c trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan. <strong>Ph\u1ea1m vi \u00e1p d\u1ee5ng c\u1ea7n \u0111\u01b0\u1ee3c tham chi\u1ebfu t\u1eeb ph\u01b0\u01a1ng \u00e1n \u0111\u00e3 ch\u1ecdn v\u00e0 \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU)<\/strong>; \u0111i\u1ec1u n\u00e0y kh\u00f4ng ph\u1ee5 thu\u1ed9c v\u00e0o ch\u00ednh t\u00ean g\u1ecdi c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m hay \u0111\u1ed9 tu\u1ed5i c\u1ee7a sinh vi\u00ean.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p nh\u1ea5t<\/h2>\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"wp-block-heading\" id=\"faq-opiekun-ubezpieczajacy\">Ng\u01b0\u1eddi gi\u00e1m h\u1ed9 ph\u00e1p l\u00fd c\u00f3 ph\u1ea3i lu\u00f4n l\u00e0 ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m kh\u00f4ng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng th\u1ec3 \u00e1p d\u1ee5ng nguy\u00ean t\u1eafc n\u00e0y d\u1ef1a tr\u00ean c\u00e1c \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung (OWU) hi\u1ec7n c\u00f3. C\u00e1c t\u00e0i li\u1ec7u n\u00e0y ph\u00e2n bi\u1ec7t gi\u1eefa ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m v\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, nh\u01b0ng kh\u00f4ng quy \u0111\u1ecbnh m\u1ed9t c\u00e1ch chung chung v\u1ec1 vai tr\u00f2 c\u1ee7a ng\u01b0\u1eddi gi\u00e1m h\u1ed9 trong t\u1eebng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi ch\u01b0a th\u00e0nh ni\u00ean. Vi\u1ec7c ai \u0111\u1ea3m nh\u1eadn vai tr\u00f2 n\u00e0y s\u1ebd \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh d\u1ef1a tr\u00ean c\u00e1c quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 trong m\u1eabu \u0111\u01a1n v\u00e0 c\u00e1c t\u00e0i li\u1ec7u h\u1ee3p \u0111\u1ed3ng.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"faq-dane-opiekuna\">Th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi gi\u00e1m h\u1ed9 c\u00f3 lu\u00f4n \u0111\u01b0\u1ee3c ghi tr\u00ean h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ho\u1eb7c gi\u1ea5y ch\u1ee9ng nh\u1eadn kh\u00f4ng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng c\u00f3 c\u01a1 s\u1edf n\u00e0o \u0111\u1ec3 cam k\u1ebft r\u1eb1ng m\u1ed7i t\u00e0i li\u1ec7u s\u1ebd ch\u1ee9a c\u00f9ng m\u1ed9t b\u1ed9 d\u1eef li\u1ec7u. Sau khi mua, qu\u00fd v\u1ecb c\u1ea7n ki\u1ec3m tra k\u1ef9 t\u1ec7p tin th\u1ef1c t\u1ebf \u0111\u00e3 \u0111\u01b0\u1ee3c l\u1eadp v\u00e0 so s\u00e1nh v\u1edbi b\u1ea3n t\u00f3m t\u1eaft \u0111\u01a1n \u0111\u0103ng k\u00fd. N\u1ebfu c\u00f3 th\u1eafc m\u1eafc, h\u00e3y tham kh\u1ea3o ph\u1ea7n gi\u1ea3i th\u00edch, <a href=\"https:\/\/studentinsurance.pl\/vi\/huong-dan\/thu-tuc-va-giay-to\/giay-chung-nhan-hop-dong-bao-hiem-va-dieu-khoan-bao-hiem-su-khac-biet-giua-cac-tai-lieu-trong-bo-ho-so-cua-sinh-vien-la-gi\/\">S\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa ch\u1ee9ng ch\u1ec9, h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung l\u00e0 g\u00ec?<\/a>.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"faq-student-ubezpieczony\">Sinh vi\u00ean c\u00f3 n\u00ean \u0111\u01b0\u1ee3c \u0111\u0103ng k\u00fd l\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 l\u00e0 sinh vi\u00ean, m\u1eabu \u0111\u01a1n v\u00e0 v\u0103n b\u1ea3n h\u1ee3p \u0111\u1ed3ng ph\u1ea3i x\u00e1c \u0111\u1ecbnh r\u00f5 r\u00e0ng ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7. Tuy nhi\u00ean, tuy\u1ec7t \u0111\u1ed1i kh\u00f4ng \u0111\u01b0\u1ee3c ph\u1ecfng \u0111o\u00e1n c\u00e1ch \u0111i\u1ec1n c\u00e1c \u00f4 th\u00f4ng tin c\u0169ng nh\u01b0 b\u1ecf qua c\u00e1c th\u00f4ng b\u00e1o li\u00ean quan \u0111\u1ebfn \u0111\u1ed9 tu\u1ed5i. <strong>H\u00e3y ki\u1ec3m tra t\u00ecnh tr\u1ea1ng ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc khi thanh to\u00e1n v\u00e0 sau khi l\u1eadp ch\u1ee9ng t\u1eeb<\/strong>.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"faq-dane-doroslego\">Ng\u01b0\u1eddi l\u1edbn c\u00f3 th\u1ec3 \u0111i\u1ec1n th\u00f4ng tin c\u1ee7a m\u00ecnh thay cho th\u00f4ng tin c\u1ee7a sinh vi\u00ean kh\u00f4ng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng \u0111i\u1ec1n v\u00e0o c\u00e1c \u00f4 d\u00e0nh cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. Ch\u1ec9 n\u00ean nh\u1eadp th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi l\u1edbn v\u00e0o nh\u1eefng \u00f4 m\u00e0 bi\u1ec3u m\u1eabu quy \u0111\u1ecbnh vai tr\u00f2 c\u1ee5 th\u1ec3 cho ng\u01b0\u1eddi \u0111\u00f3. Vi\u1ec7c thay th\u1ebf th\u00f4ng tin c\u1ee7a h\u1ecdc sinh b\u1eb1ng th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi gi\u00e1m h\u1ed9 c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn s\u1ef1 kh\u00f4ng nh\u1ea5t qu\u00e1n trong c\u00e1c t\u00e0i li\u1ec7u.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"faq-informacje-po-zdarzeniu\">Nh\u1eefng th\u00f4ng tin n\u00e0o n\u00ean chu\u1ea9n b\u1ecb s\u1eb5n trong tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra s\u1ef1 c\u1ed1?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc h\u1ebft, c\u1ea7n l\u1ea5y s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m v\u00e0 h\u01b0\u1edbng d\u1eabn li\u00ean h\u1ec7 t\u1eeb c\u00e1c t\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn h\u1ee3p \u0111\u1ed3ng. <strong>S\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i d\u1ec5 d\u00e0ng tra c\u1ee9u<\/strong> d\u00e0nh cho ng\u01b0\u1eddi c\u00f3 th\u1ec3 h\u1ed7 tr\u1ee3 sinh vi\u00ean. C\u00e1c t\u00e0i li\u1ec7u b\u1ed5 sung s\u1ebd t\u00f9y thu\u1ed9c v\u00e0o lo\u1ea1i s\u1ef1 c\u1ed1 v\u00e0 quy tr\u00ecnh hi\u1ec7n h\u00e0nh.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"faq-opis-produktu\">Ch\u1ec9 ri\u00eang ph\u1ea7n m\u00f4 t\u1ea3 s\u1ea3n ph\u1ea9m \u0111\u00e3 \u0111\u1ee7 \u0111\u1ec3 x\u00e1c nh\u1eadn r\u1eb1ng ng\u01b0\u1eddi ch\u01b0a th\u00e0nh ni\u00ean c\u00f3 th\u1ec3 mua s\u1ea3n ph\u1ea9m \u0111\u00f3 hay kh\u00f4ng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng. M\u00f4 t\u1ea3 ph\u1ea1m vi b\u1ea3o hi\u1ec3m kh\u00f4ng thay th\u1ebf cho vi\u1ec7c ki\u1ec3m tra \u0111\u1ed9 tu\u1ed5i khi tham gia, c\u00e1c quy \u0111\u1ecbnh tr\u00ean bi\u1ec3u m\u1eabu v\u00e0 vi\u1ec7c ch\u1ea5p thu\u1eadn \u0111\u01a1n \u0111\u0103ng k\u00fd c\u1ee5 th\u1ec3. <strong>Ch\u1ec9 c\u00f3 quy tr\u00ecnh b\u00e1n h\u00e0ng ph\u00f9 h\u1ee3p m\u1edbi x\u00e1c nh\u1eadn \u0111\u01b0\u1ee3c kh\u1ea3 n\u0103ng mua h\u00e0ng<\/strong>, \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n m\u00e0 kh\u00f4ng b\u1ecf qua b\u01b0\u1edbc x\u00e1c th\u1ef1c.<\/p>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"ostatnia-kontrola\">Ki\u1ec3m tra l\u1ea7n cu\u1ed1i tr\u01b0\u1edbc khi mua<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc khi thanh to\u00e1n \u0111\u01a1n \u0111\u0103ng k\u00fd, h\u00e3y \u0111\u1ed1i chi\u1ebfu l\u1ea1i th\u00f4ng tin c\u1ee7a h\u1ecdc sinh v\u1edbi gi\u1ea5y t\u1edd t\u00f9y th\u00e2n, xem x\u00e9t c\u00e1c vai tr\u00f2 \u0111\u01b0\u1ee3c g\u00e1n cho t\u1eebng ng\u01b0\u1eddi v\u00e0 \u0111\u1ea3m b\u1ea3o r\u1eb1ng bi\u1ec3u m\u1eabu \u0111\u00e3 ch\u1ea5p nh\u1eadn \u0111\u1ed9 tu\u1ed5i c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. H\u00e3y l\u01b0u l\u1ea1i b\u1ea3n t\u00f3m t\u1eaft, v\u00e0 sau khi mua, h\u00e3y ki\u1ec3m tra h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ho\u1eb7c gi\u1ea5y ch\u1ee9ng nh\u1eadn, th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m v\u00e0 \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU) hi\u1ec7n h\u00e0nh. <strong>\u0110\u1eebng d\u1ef1a v\u00e0o \u00fd ngh\u0129a m\u1eb7c \u0111\u1ecbnh c\u1ee7a c\u00e1c tr\u01b0\u1eddng \u0111\u1ec3 \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu bi\u1ec3u m\u1eabu cho ph\u00e9p ti\u1ebfp t\u1ee5c v\u00e0 ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u c\u1ee7a m\u1ed9t h\u1ecdc sinh c\u1ee5 th\u1ec3, b\u1ea1n c\u00f3 th\u1ec3 b\u1eaft \u0111\u1ea7u mua h\u00e0ng tr\u00ean trang s\u1ea3n ph\u1ea9m \u0111\u00e3 \u0111\u01b0\u1ee3c x\u00e1c minh:<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/studentinsurance.pl\/vi\/chi-phi-dieu-tri-cho-nguoi-nuoc-ngoai-klc\/\">MUA B\u1ea2O HI\u1ec2M TR\u1ef0C TUY\u1ebeN<\/a><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Vi\u1ec7c mua h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m KLC cho ng\u01b0\u1eddi ch\u01b0a th\u00e0nh ni\u00ean \u0111\u00f2i h\u1ecfi ph\u1ea3i ph\u00e2n chia m\u1ed9t s\u1ed1 vai tr\u00f2. M\u1ed9t ng\u01b0\u1eddi c\u00f3 th\u1ec3 l\u00e0 b\u00ean k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng, m\u1ed9t ng\u01b0\u1eddi kh\u00e1c l\u00e0 \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, c\u00f2n\u2026<\/p>","protected":false},"author":1,"featured_media":3727,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[16],"tags":[53,55,56,54],"class_list":["post-3728","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-formalnosci-i-dokumenty","tag-dane-opiekuna-w-polisie-niepelnoletniego-studenta","tag-dane-ucznia-w-certyfikacie","tag-opiekun-prawny-przy-zakupie-klc","tag-ubezpieczajacy-a-niepelnoletni-cudzoziemiec"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Polisa dla niepe\u0142noletniego studenta: dane w dokumentach<\/title>\n<meta name=\"description\" content=\"Przed zakupem sprawd\u017a w formularzu role ubezpieczaj\u0105cego i ubezpieczonego. 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